True or False: Groundwater is found above the surface of the earth.

Groundwater is defined as water that is stored beneath the earth's surface in soil pore spaces and in fractures of rock formations. It is typically located in aquifers, which are geological formations that can store and transmit water. This means that groundwater is not found above the surface of the earth; rather, it is hidden underground, which is why saying it is "found above the surface" is incorrect.

In contrast, surface water refers to water found on the earth’s surface, such as rivers, lakes, and reservoirs. Therefore, if the statement claims that groundwater is above the earth's surface, it cannot be true. The idea that groundwater is at sea level does not accurately capture its primary characteristic of being sub-surface. Additionally, the assertion that groundwater is only found in urban areas is misleading since groundwater exists in rural and natural environments as well.

Thus, indicating that groundwater is not above the surface is indeed the accurate choice.